BECOME YOUR PERSONAL BANKER AND ASSET MANAGER

PASSIVE INCOME WITH INTEREST RATE UP TO YEARLY 20% WITH COMPLETE SECURITY FOR RETURNS

WE OPEN AN OPPORTUNITY FOR ALL POTENTIAL AND CURRENT INVESTORS TO BECOME LENDERS IN P2P FINANCING NETWORK.

  • Investments are secured by collateral
  • High profitability and returns on invested funds
  • СFull compliance starting from the initial contact up to the deal finalisation
  • Transparency and simplicity of cooperation according to the European standards

WHAT IS DIRECT P2P FINANCING?

THE CONCEPT OF P2P IS TO UNITE PEOPLE TO OBTAIN FINANCIAL INDEPENDENCE

P2P (“person-to-person” or “equal rights financing” –is the process of ensuring direct financing from the investor to the borrower without participation of banks and credit unions. The system is functioning by virtue of the companies that help investors and borrowers to find each other and to reach an agreement on mutually beneficial cooperation.

HISTORY OF DIRECT FINANCING IN THE US AND EUROPE

P2Pfinancing schemes began to take off in 2005. The founding companies have managed to issue more than 13 billion USD in 2005-2006. During the period preceding 2016 the market of P2P rose dramatically to 64 billion USD. Direct financing established itself much later in Ukraine, although it has recently managed to reach 5 billion USD.

P2P GROWTH RATES RESULT IN LEADERSHIP POSITIONS IN THE FINANCIAL MARKETS

P2P is the most rapid-growing segment in the global credit market. Average annual growth rate is exceeding 120%. According to forecasts issued by Morgan Stanley, P2P market is aiming to reach 300 billion USD in 2020. Due to simplicity and transparency of the P2P system, millions of people all over the world prefer to participate in direct financing schemes. Now it is very quick and easy to secure a loan under conditions of complete reliability!

WHY IS IT RELEVANT?

The global financial crisis has become a prolonged phenomenon, but it continues to generate new mechanism in the fields of finance. Banks have substantially slowed down their pace in the credit market, simultaneously tightening their borrowing standards.

International research on the interest rates worldwide shows evidence on steady decline of interest rates for USD-denominated loans. Plenty of examined credits demonstrated a fall of effective return rate of more than 120%.

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is basically an issuance of a loan by an individual to another individual without participation of any financial intermediaries (e.g. banks or credit unions). Current market volume reaches USD 64 billion, whereas annual growth rate exceeds 120%, resulting in 300 billion-sized market in 2020. More than 60 large companies worldwide are engaged into P2P financing programs.

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The field of P2P financing continues to grow and develop. Several dozens of companies managed to achieve annual turnovers of several billions USD. P2P mechanisms are relatively recent phenomenon

in Ukraine and are in course of fast-paced development. Market itself is represented by several companies, which follow the experience of their Western partners and launch their own ambitious projects. However, current phase of Ukrainian P2P market evolution can be characterized by major risks, which hinder the success of the investments (the problem is mainly in the field of tax-exempt financing status in Ukraine).

P2P FINANCING IS GENERATING RETURNS THAT ARE HIGHER BY 15-20% THAN OTHER INVESTMENT TYPES

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GUARANTEE

Investor acts as a pledge-holder of the real estate property
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RETURN ON INVESTMENTS

Stable income of almost 20% yearly and full loan repayment
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DEAL SUPPORT

AFA is fully responsible for compliance and deal support
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SIMPLICITY

You do not need to be equipped with specific knowledge or data.

CURRENCYusduah
AMOUNT≤ 10 000> 10 000≤ 250 000> 250 000
RETURN RATE8%10%14%20%

6 REASONS TO PARTICIPATE INTO P2P FINANCING WITH AFA

YOU KNOW WHERE YOUR MONEY IS
1

You invest not only into no-name organisation that does not disclose the mechanisms for your funds and how they are used. You know precisely which collateral your investment is backed by, who you are investing in and what are the exact conditions of the program.

LIQUIDITY OF THE SECURITY ASSETS
2

Only liquid real estate properties in Kyiv and Kyiv region are considered as collateral. In the non-repayment case (full or partial), property can be easily sold off.

OFFICIAL CONTRACTS
3

All contracts are officially signed and certified with the help of notary’s services, thus providing full legal security for your investments.

SIMPLICITY OF COOPERATION
4

P2P financing is relatively beneficial and simple investment. You can select personally customised and comfortable conditions of issued loan. There is no necessity to be equipped with knowledge in the fields of finance or real estate management.

INSPECTION OF THE INVESTMENT OBJECT
5

Prior to recommend a particular investment type our experts perform rigorous evaluation of the borrower and the security asset, being equipped with all necessary instruments of analysis.

CONTROL OVER CREDIT COMMITMENTS
6

We supervise and provide full control over the management of borrower’s credit liabilities: payments processing, consulting services, arranging repayment schedules and ensuring the fulfilment of the contract terms. If any of these terms are violated, we regulate all legal and financial aspects until full loan repayment.

EVALUATION OF THE
INVESTMENT PERSPECTIVE

AFABankExchangesBusinessThe property
Guarantee

Any investment is backed by liquid asset: real estate object with investor acting as pledge-holder.

HIGH MONTHLY RETURNS

Interest rates start from 12% in USD and 20% in national currency.

STABILITY OF REPAYMENTS

Direct loan issuance provides you with official and notarised contracts with coordinated interest repayment schedule, that you obtain independently from the market situation or other external factors.

UNDERSTANDING OF THE CREDIT-RELATED PROCEDURES

Working with us, you can be assured in the mechanism and object of your investment. Apart from detailed contracts and other supplementary information about the borrower, you become some kind of a banker able to control all the financing condition and to act as pledge-holder of the security asset.