PROPERTY-SECURED LOANS IN KYIV

MONTHLY INTEREST RATES STARTING FROM 1,5% (UAH AND USD OPTIONS AVAILABLE) 1 HOUR PROCESSING TIME

MORE THAN 500 AFA CLIENTS HAVE ALREADY SECURED PROPERTY-SECURED LOANS TO LAUNCH AND SUPPORT THEIR OWN BUSINESSES AND PERSONAL FINANCIAL INVESTMENTS

  • Monthly interest rate starting from 1,5%
  • Available loan amount up to 80% of collateral value
  • Available currencies: USD and UAH
  • Processing time 1-2 days since initial application
  • No necessity to provide certificates and credit history

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REPAYMENT SCHEDULE:
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  • Interest only
  • Outstanding balance payments
  • Periodic equal-sized payments (annuities)
REAL ESTATE OBJECT TYPE:
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  • Flat
  • House
  • Commercial







WHAT IS DIRECT P2P FINANCING?

THE CONCEPT OF P2P IS TO UNITE PEOPLE TO OBTAIN FINANCIAL INDEPENDENCE

P2P (“person-to-person” or “equal rights financing” –is the process of ensuring direct financing from the investor to the borrower without participation of banks and credit unions. The system is functioning by virtue of the companies that help investors and borrowers to find each other and to reach an agreement on mutually beneficial cooperation.

HISTORY OF DIRECT FINANCING IN THE US AND EUROPE

P2Pfinancing schemes began to take off in 2005. The founding companies have managed to issue more than 13 billion USD in 2005-2006. During the period preceding 2016 the market of P2P rose dramatically to 64 billion USD. Direct financing established itself much later in Ukraine, although it has recently managed to reach 5 billion USD.

P2P GROWTH RATES RESULT IN LEADERSHIP POSITIONS IN THE FINANCIAL MARKETS

P2P is the most rapid-growing segment in the global credit market. Average annual growth rate is exceeding 120%. According to forecasts issued by Morgan Stanley, P2P market is aiming to reach 300 billion USD in 2020. Due to simplicity and transparency of the P2P system, millions of people all over the world prefer to participate in direct financing schemes. Now it is very quick and easy to secure a loan under conditions of complete reliability!

COLLATERAL TYPES:

Residential and commercial real estate objects provide you with an opportunity to secure property-backed loan. Note that maximum-sized credits are issued in case of liquid and marketable properties.
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WOULD YOU LIKE TO EVALUATE YOUR REAL ESTATE OBJECT ABSOLUTELY FREE OF CHARGE? PLEASE FILL IN THE FORM AND OUR MANAGER WOULD CONTACT YOU AS SOON AS POSSIBLE!

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  • Apartment
  • House
  • Non-residential premises
  • Other

P2P IS MORE PROFITABLE THAN OTHER BORROWING SOURCES BY 15-20%

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CONDITIONS

Enjoy 80% of the collateral value coverage in loans and 1,5% monthly interest rates.
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FLEXIBILITY

Loan can be issued in USD/UAH in terms of 1-2 days, including free of charge property evaluation
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WIDTH OF CHOICE

More than 5 financing programs with various condition
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DOCUMETNS

Minimal document package, with no necessity to provide certificates and credit history

FINANCING PROGRAMS:

USD-denominated loans:Annuity paymentsMaximumAdvance paymentsUAH-denominated loans
MONTHLY INTEREST RATE COMMISSION/FEEfrom 1,5% (18% year)from 1,5% (18% year)2,9% (34,8% year)from 1,5 (18% year)from 3,5% (48% year)
COMMISSION0%0%0%0%0%
LOAN COVERAGE RATE60-80%50-60%75-85%before 30%50-70%
CURRENCYUSDUSDUSDUSDUAH

WE NEED FOLLOWING DOCUMENTS TO ISSUE PROPERTY-BACKED LOAN:

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  • Passport;
  • Taxpayer identification code;
  • Evidence of ownership for the property;
  • Form No.3

STEPS TO LAUNCH THE COOPERATION:

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PHONE CALL OR WEB APPLICATION
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APPOINTMENT IN OUR OFFICE
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PROPERTY INSPECTION AND EVALUATION
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LOAN PROCESSING AND FINAL ISSUANCE

WHY AFA IS BENEFICIAL FOR YOU?

AFABanksCredit unionsCollateral-based financial companiesCollateral-free financial companies
INTEREST RATES

AFA offers you 5 financing programs with various interest rates starting from monthly 1,5% with an option to reduce periodic payments by repaying loan principal

CREDIT COVERAGE

Every borrower can receive no less than 80% of the property market value as a loan.

URGENCY OF FORMAL PROCEDURES

You are able to get necessary financing in terms of 1-2 days. We would select the appropriate scheme, perform the evaluation and set up the deal in a quick and competent manner.

CURRENCY

Financing can be issued in both UAH and USD.

CERTIFICATES AND CHECKS

We do not normally require income certificate, employment certificate, certificate of mental health, credit history proof or other formal documents. Our experts just check the availability of the property and control for the absence of possible arrests or other matters of dispute.

RELIABILITY

AFA’s reputation is a result of 9-year diligent and rigorous work. It is backed by dozens of positive reviews, feedbacks, media cases and letters of acknowledgement. We work only with certified notaries and proven record of contracts. Our company always uncover all the deal details to the clients.

WHAT DO CLIENTS THINK ABOUT US:

RECENTLY ISSUED LOANS:

Квартира, Киев, Днепровская набережная, $ 45 000

Яна успешно инвестировала деньги в покупку новой квартиры. Комплекс большой, находится в оживленном месте. У Яны возникла идея открыть свой небольшой магазин продуктовых товаров.

Квартира, Киев, ул. Доковская, $ 15 000

В процессе поездок за границу, присмотрел себе дом для летнего отдыха всей семьей. Осталось дело за малым – найти надежного финансового партнера с максимально выгодными условиями для получения кредита без скрытых комиссий и платежей,  так как вынимать деньги из оборота бизнеса было не совсем целесообразно. 

Квартира, Киев, ул. Туманяна, $ 60 000

Тарас успешно занимается продажей элитного алкоголя в Украине. Потребность в кредите возникла в связи с временной администрацией одного из банков, где у него хранилась достаточно большая сумма денег, которая нужна была для расчета груза на таможне.

Квартира, Киев, ул. Драгоманова, $ 35 000

Иван давно занимался ресторанным бизнесом вместе с партнером. Качество, постоянная работа над собой и требовательность основное кредо Ивана. Своим главным учителем он считает ресторатора Дмитрия Борисова, который создал целую сеть семейных ресторанов.

Квартира, Киев, ул. Ломоносова, $ 30 000

Инна преподает в институте, пишет научные статьи. Главная ценность по ее мнению – знаний много не бывает. По такому принципу они воспитывают своего внука, он учится за границей в престижном вузе. Деньги нужны для того, чтобы оплатить проживание и внести оплату за учебу.

Квартира, Виноградар, ул Гонгадзе, 18Б, € 11 000

Долгое время Андрей проживал и работал за границей, получил хороший опыт в продажах комплектующих для велосипедов. Идея создания подобного бизнеса в Украине пришла постепенно, изучив рынок и составив подробный бизнес план Андрей понял что суммы заработанных денег не достаточно для осуществления своей мечты.