DIRECT FINANCING AND P2P INVESTMENTS

COMMERCIAL LENDING (REAL ESTATE OBJECTS IN KYIV AND KYIV OBLAST)

SECURE THE COMMERCIAL LOANS WITH REAL ESTATE OBJECTS AS COLLATERAL

MORE THAN 500 CLIENTS HAVE ALREADY RECEIVED LOANS TO IMPLEMENT THEIR BUSINESS IDEAS.

  • monthly interest rate starting from 1,5%
  • Loan volume up to 80% of the collateral value
  • Available loan currencies: USD and UAH
  • Overnight loans available (1-2 days)
  • No necessity to provide income certificates or credit history

INVEST INTO VENTURE FINANCING (WITH REAL ESTATE OBJECTS AS COLLATERAL)

MORE THAN 60 INVESTORS HAVE ALREADY RECEIVED HIGH PASSIVE INCOME WITH THEIR INVESTMENTS SECURED

  • Yearly interest rate of 20%
  • Additional security due to real estate collateral
  • Stability of peyments
  • Complete deal compliance

WHAT IS DIRECT P2P FINANCING?

THE CONCEPT OF P2P IS TO UNITE PEOPLE TO OBTAIN FINANCIAL INDEPENDENCE

P2P (“person-to-person” or “equal rights financing” –is the process of ensuring direct financing from the investor to the borrower without participation of banks and credit unions. The system is functioning by virtue of the companies that help investors and borrowers to find each other and to reach an agreement on mutually beneficial cooperation.

HISTORY OF DIRECT FINANCING IN THE US AND EUROPE

P2Pfinancing schemes began to take off in 2005. The founding companies have managed to issue more than 13 billion USD in 2005-2006. During the period preceding 2016 the market of P2P rose dramatically to 64 billion USD. Direct financing established itself much later in Ukraine, although it has recently managed to reach 5 billion USD.

P2P GROWTH RATES RESULT IN LEADERSHIP POSITIONS IN THE FINANCIAL MARKETS

P2P is the most rapid-growing segment in the global credit market. Average annual growth rate is exceeding 120%. According to forecasts issued by Morgan Stanley, P2P market is aiming to reach 300 billion USD in 2020. Due to simplicity and transparency of the P2P system, millions of people all over the world prefer to participate in direct financing schemes. Now it is very quick and easy to secure a loan under conditions of complete reliability!
HOW DOES IT WORK?

 

BORROWER
Svetlana
received financing to develop her own business

 

Р2Р-financing is an optimal solution for all its counterparts. Borrowers have an opportunity to secure large loans under fair conditions, and creditors are able to invest and to receive passive income. Millions of people are participating in direct financing worldwide and are on their way to reach financial independence and success!

 

Monthly payments
Flexible and advantageous conditions
Secured funds allocation
Stable revenue

 

 

INVESTOR
Sergiy
has been investing into projects with real estate collateral in partnership with AFA since 2010

 

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WHAT CAN BE USED AS A COLLATERAL IN DIRECT FINANCING SCHEMES?

 

AGAINST SECURITY OF FLAT
AGAINST SECURITY OF HOUSE
AGAINST SECURITY OF COMMERCIAL REAL ESTATE OBJECTS: offices, retail or warehouse premises

 

Real estate serves as the top-priority collateral in direct financing due to its high liquidity. It also allows the borrower to secure a cash loan under the most flexible conditions. Such choice is equally for both loan debtor, who can obtain large amount of money, and investor, who is a pledge-holder. Our company experts conduct free-of-charge valuation and inspection of the real estate object before the final verdict considering the amount of the credit and conditions of the financing scheme.
WHO ARE WE?

 

OUR KEY VALUE – IS PEOPLE. Advance Finance Alliance (AFA) is financial alliance which specialises on the P2P financing in the Ukrainian market. Our mission is to help everyone to reach financial independence. AFA has managed to build a team of experts in the fields of real estate, law, credit and sales. Our aim is to ensure that flexible conditions and high-level customer service of Western companies become a standard in the Ukrainian market. Our 6-year experience of successful and high-quality work work allows us to guarantee unique conditions, secured loan minimal efforts to establish beneficial cooperation with our clients.

 

WHAT DO YOU GET AS A RESULT,
OF COOPERATION WITH US?
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Beneficial conditions of various financing schemes which are tailored to match interests of our clients;
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Opportunity to invest large amounts of money secured by real estate collateral;
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Flexibility of conditions at the beginning of the financing scheme and at the servicing period;
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Responsive customer service, 1-2 days of issuance period and punctuality in returns of investments
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Reliable, competent and notarised contracts matching mutual interests of both counterparts;
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Compliance service, providing support from the phase of initial agreement to final stages
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Complete control over financial operations and full engagement of the corporate knowledge and experts;
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Cooperation with a company boasting a reputation of a reliable partner and high proportion of positive feedback from former clients.
STEPS TO START COOPERATION:
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PHONE CALL AND APPLICATION
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MEETING IN OUR OFFICE
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INSPECTION AND VALUATION OF THE REAL ESTATE OBJECT
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LOAN FORMALISATION AND ISSUANC
faq:
WHAT ARE THE INTEREST RATES?
Minimum interest rates start from 1,5% monthly. Precise interest rate can be known after brief communication with our experts. Secured credits allow you to benefit from the most lucrative conditions because of real estate collateral which guarantees repayment.
WHAT IS THE MAXIMUM CREDIT AMOUNT I CAN RELY ON?
We do not set the particular limits on financing amounts. The key factor is the estimated collateral value, which can provide 80% coverage level for the credit.
WHAT CURRENCY CAN A CREDIT BE ISSUED IN?
All clients can get financing either in USD, or UAH. The credit currency depends only on the selected cash credit scheme.
WHAT DOCUMENTS ARE NECESSARY FOR THE CREDIT TO BE ISSUED?
We normally require passport, taxpayer identification code and evidence of ownership for the property. In a similar manner, client would be obliged to provide Form No. 3 to settle a contract. As can be seen from the information above, securing a loan without the income certificate is realistic, as AFA do not require plenty of documents.
WOULD I GET A FINANCING FROM A COMPANY/CORPORATION?
No, investors are individuals, most frequently entrepreneurs, which participate in direct financing and provide the credit funds on the “peer-to-peer” basis. Their primary goal is to obtain stable income with secured and guaranteed investment.
DO I NEED TO PAY FOR THE VALUATION PROCEDURE OF A REAL ESTATE OBJECT?
No. Inspection and valuation of a real estate object are performed by our experts absolutely free of charge and in time which is convenient for you personally.
WHAT ARE THE MEANS OF PAYMENTS?
Monthly payments can be settled by several methods: in our office or via corporate bank account.